How much did Americans spend in overdraft fees in 2016? A jaw dropping $15 billion, according to the Consumer Financial Protection Bureau (CFPB). Let that sink in. $15 billion in fees for spending more than you have. While we certainly already know that saving and budgeting is a problem, these fees are quite literally money… Read More Are Overdraft Fees Holding You Back?
As I have touched on before, to make a true impact on the world you need to change your mentality. Yes, recycling is important but reducing your consumption upfront is crucial. At the end of the day you can try to reduce as much as you possibly can but realistically the world we live in… Read More What are B Corps?
The funny thing about shopping is that pop culture has ingrained this idea in our heads that it is a hobby; something to do for entertainment rather than out of necessity. The power of marketing is truly incredible and has penetrated every bit of our culture. Black Friday is an extreme, terrifying example of the… Read More 5 Habits to Replace Shopping
As you begin to really hone your financial skills there are a few key numbers that will have a gigantic impact to your journey right off the bat. Being familiar with these will lead you to understanding where you are now and the changes you need to make to be financially successful.
When you are trying to decrease your spending and increase savings, the piece of advice is always to start a budget. The problem with that? The advice can’t stop there. Budgets can be daunting, hard to maintain, and unrealistic. Similar to starting a new diet plan, if you don’t work to change your habits slowly… Read More Struggling to Stick to a Budget? Learn How to Stay on Track for Good
The minimalist lifestyle has exploded lately. Competitions of owning the least amount of items possible have practically become a cult initiation, due in part to the popularity of The Minimalists (documentary, podcast, and blog) and Marie Kondo’s KonMari method. The message for both of these mindsets is to live with less and only have objects… Read More Minimalism: Yay? Nay?
I was a book junkie, I bought new books every time I finished one. I kept every book I ever read (and some I hadn’t yet). Saved every college textbook I had. I went crazy over antique books as decorations. I had hearts in my eyes over the magnificent library in Beauty and the Beast. … Read More For the Book Worm: Save Money & Reduce Clutter
Ah, retirement. If you had to rank each word in the language on appeal, retirement must be bottom 1%. The thing everyone knows they have to prepare for but the majority of people feel like it is so distant you can’t even comprehend. Historically in the United States, retirement was cushioned by employers offering pension… Read More Retirement Plans 101: Employer Sponsored